As experienced mortgage brokers, AKA Finance Group specialise in securing tailored investment loan solutions for Australian property investors and business owners.
Whether you’re purchasing an investment property, refinancing to release equity, or expanding your portfolio, we provide independent advice and access to a broad panel of lenders to secure competitive and strategically aligned outcomes.
Investment lending can be complex — our role is to simplify it, structure it correctly, and manage the process professionally on your behalf.
Investment loans are a key component of long-term wealth creation, allowing you to build and scale a property portfolio strategically. Rather than focusing solely on approval, the emphasis is on structuring your loan to maximise cash flow, tax efficiency, and borrowing capacity over time.
Our role is to ensure your investment lending is not only competitive — but structured correctly to support portfolio growth and long-term financial outcomes.
Maximum loan terms — with some lenders offering interest-only periods up to 15 years on investment loans.
Investment property interest is generally tax-deductible in Australia. Negative gearing (where costs exceed rental income) may reduce your taxable income. We recommend working with your accountant alongside our lending strategy.
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Funding solutions for purchasing or refinancing residential investment properties, structured to align with rental income and long-term growth.
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Reviewing and restructuring existing loans to improve cash flow, flexibility, and borrowing capacity.
Before you attend inspections or auctions, we calculate your borrowing capacity based on your full financial picture — so you search within the right price range, confidently and strategically.
Many first home buyers don't realise how much support may be available. We assess your eligibility for every applicable scheme — including programs that can help you buy with as little as 5% deposit and in some cases avoid Lenders Mortgage Insurance entirely.
A pre-approval strengthens your negotiating position and gives you clarity before making an offer. We compare major banks and specialist lenders across Australia to find the right product for your situation.
Your first home loan should support your long-term goals — not just today's purchase. Whether you plan to upgrade, invest, or pay off your loan aggressively, we structure it strategically from day one.
From application to approval and settlement, we liaise with your lender, solicitor, and real estate agent to ensure a seamless process. We coordinate every moving part so you don't have to.
And our relationship doesn't end at settlement. We provide ongoing loan reviews to ensure your interest rate and loan structure remain competitive as your life and the market evolve.